Find Affordable Coverage in Alaska
Licensed agents compare all Alaska Marketplace plans at no cost to you. See your subsidy in 2 minutes.
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Alaska ACA Marketplace Overview
In 2026, approximately 22,000 Alaska residents are enrolled in ACA Marketplace coverage. Alaska uses the federal exchange, Healthcare.gov for health insurance enrollment.
Alaska has expanded Medicaid under the ACA, meaning adults earning up to 138% FPL qualify for free or near-free coverage through Medicaid.
How Much Does ACA Coverage Cost in Alaska?
The benchmark Silver plan (second-lowest-cost Silver plan) in Alaska costs approximately $798/month before subsidies in 2026. However, most Alaska residents who qualify for premium tax credits pay significantly less.
- $0/month premium: Possible for Alaska households earning up to 150% of the Federal Poverty Level
- Low premiums: Households earning up to 400% FPL qualify for substantial subsidies
- Above 400% FPL: Still eligible if the benchmark plan exceeds 8.5% of household income
Use our ACA Subsidy Calculator to estimate your specific monthly costs based on your Alaska household income.
Top ACA Health Insurance Companies in Alaska
The following carriers offer ACA Marketplace plans in Alaska for 2026:
- Premera Blue Cross
- Moda Health
Plan availability varies by county in Alaska. Use Healthcare.gov to see exact plans available in your ZIP code.
ACA Plan Tiers Available in Alaska
- Bronze: Lowest premiums, highest deductibles. Best for healthy Alaska residents who rarely need care.
- Silver: Mid-range. Strongly recommended for Alaska households earning 100–250% FPL — Silver plans unlock Cost-Sharing Reductions that significantly lower deductibles and copays.
- Gold: Higher premiums, lower out-of-pocket. Best for Alaska residents who use healthcare frequently.
- Platinum: Highest premium, lowest cost per service. Available in most Alaska counties.
When to Enroll in Alaska
- Open Enrollment: November 1 – January 15 on Healthcare.gov
- January 1 coverage: Enroll by December 15
- February 1 coverage: Enroll by January 15
- Special Enrollment: Available year-round if you lose job-based coverage, move, get married, or have a baby
Alaska Insurance Resources
- Healthcare.gov — Official Alaska enrollment portal
- Alaska Department of Insurance — Plan complaints and consumer protection
- Complete ACA Guide — Full explanation of ACA Marketplace rules
- Subsidy Calculator — Estimate your 2026 premium tax credit