Medicare Advantage in Vermont: 2026 Overview
Medicare Advantage (Part C) is an alternative to Original Medicare offered by private insurers approved by CMS. In Vermont, there are approximately 9 plans available across the state, though availability varies by county and zip code.
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Top Medicare Advantage Insurers in Vermont
The major Medicare Advantage insurers in Vermont for 2026 include: UnitedHealthcare, Aetna/CVS, BCBS Vermont. Plan availability and benefits vary significantly by county. Always check plans available in your specific zip code.
What's Covered by Medicare Advantage in Vermont?
- Hospital coverage (Part A): Inpatient care, skilled nursing, hospice
- Medical coverage (Part B): Doctor visits, outpatient care, preventive services
- Prescription drugs (Part D): Most MA plans include drug coverage
- Extra benefits: Many plans add dental, vision, hearing, fitness memberships, and over-the-counter allowances
$0 Premium Medicare Advantage Plans in Vermont
Many Medicare Advantage plans in Vermont offer $0 monthly premiums — you still pay your Medicare Part B premium (about $185/month in 2026) but nothing additional to the plan. These plans are popular because they bundle comprehensive coverage at no extra monthly cost.
When Can I Enroll in Vermont?
- Initial Enrollment Period (IEP): The 7-month window around your 65th birthday
- Annual Enrollment Period (AEP): October 15 – December 7 each year
- Open Enrollment Period (OEP): January 1 – March 31 — switch plans once
See also: Medicare Advantage Enrollment Guide • vs Original Medicare • Best Plans Nationally